Ridge Retail Group — Executive Financial Overview
Structured Weekly Advisory Update — Synthesized by FIntel
Continuous monitoring is active. Advisory synthesis is delivered on a structured cadence.
$42.8M
vs prior week
34.9%
vs prior week
13.8%
vs prior week
$2.1M
vs prior week
2.8 months
vs prior week
$3.4M
vs prior week
7.2x
vs prior week
42 days
vs prior week
As of this week's review
Liquidity Compression
Priority ExposureCurrent Metric
Cash Coverage: 2.8 months
Threshold
Target: 4.5+ months
90-Day Outlook
Current burn rate projects coverage below 2 months by Q2 without intervention.
Discussion Prompt
Evaluate AR acceleration strategies and consider short-term credit facility.
Forward Impact
Operational flexibility constrained if coverage falls below 2-month threshold.
Margin Sensitivity to COGS
Advisory NoteCurrent Metric
Gross Margin: 34.9%
Threshold
Threshold: 36%+
90-Day Outlook
Supplier cost increases expected to compress margin by 1.5-2% over 90 days.
Discussion Prompt
Review pricing strategy and supplier contract renegotiation opportunities.
Forward Impact
Margin compression may impact EBITDA trajectory and profitability targets.
Inventory Velocity
Within ToleranceCurrent Metric
Turns: 7.2x
Threshold
Target: 6-8x
90-Day Outlook
Inventory management remains healthy with seasonal adjustments on track.
Discussion Prompt
Continue monitoring SKU-level performance for optimization opportunities.
Forward Impact
Strong velocity supports cash conversion and working capital efficiency.
Duplicate Charge Indicator
2 detected
Two vendor charges flagged for verification
Subscription Creep Signal
3 new subscriptions
Three recurring charges added without documented approval
Anomaly Detection Summary
1 variance
Large vendor spend variance detected (40% above historical average)
Threshold Proximity Notes
Clean
No critical spend thresholds exceeded this week
SpendGuard™ monitors vendor charges, subscriptions, and spending patterns for advisory review
Next Advisory Review
February 21, 2026